EStore Tools

Cash App Business Fee Calculator

See what Cash App takes on a standard business payment or a Tap to Pay transaction, and your payout.

Describe the result you need. AI will set up the tool and ask for any missing details.

Configure with AI

Enter to submit · Shift + Enter for a new line

Sent to AI. Leave out passwords and private customer data.

Your numbers

$

Used only to show a monthly total.

payments

Your result · updates as you type

Cash App fee

$1.19

2.97% of a $40.00 payment. You're paid out $38.81.

Rate charged
2.6% + $0.15
You keep
$38.81
Fees at this volume
$179

Tap to Pay has no fixed fee, so it can beat the standard rate on very small sales even though its percentage is higher. Check the bars above for your amount.

Fee on this sale by channel
Standard Cash App payment
$1.19
Tap to Pay
$1.20

Breakdown

Sale amount
$40.00
Standard Cash App payment (2.6% + $0.15)
−$1.19
You receive
$38.81
Fees across 150 payments a month
$179

Cash App's two business rates

ChannelRate
Standard Cash App payment2.6% + $0.15
Tap to Pay3% flat, no fixed fee

Example: the default numbers ($40 standard payment)

Sale amount
$40.00
Cash App fee
40 × 2.6% + $0.15 = $1.19

You're paid out $38.81.

Tap to Pay has no fixed fee, so it can actually beat the standard rate on very small sales even with the higher percentage. Check the bar chart for the crossover point at your sale amount.

Using Cash App alongside a card processor

Cash App for Business works best as an extra way to get paid, for example for in-person sales, local pickup or invoices, rather than as your only checkout option on Shopify or WooCommerce. Compare it with your main processor's rate using the PayPal fee calculator, Stripe fee calculator or Square fee calculator.

Questions people ask

How much does Cash App charge for business payments?

The standard rate is 2.6% + $0.15 per payment. Tap to Pay in-person transactions are a flat 3% with no fixed fee.

Is Cash App cheaper than a card processor?

On a mid-sized sale it's roughly in line with Square or Stripe's in-person rate. On very small sales, the flat 3% Tap to Pay rate can actually beat a rate with a fixed fee.

Does Cash App charge personal accounts the same fee?

No, this calculator covers Cash App for Business rates. Personal Cash App transfers between friends are usually free, and instant transfers to your bank carry their own separate fee.

Can I use Cash App as my main store checkout?

It's not a standard Shopify or WooCommerce payment gateway. Most stores use it for in-person or informal sales alongside a regular processor.

Related tools

Square Fee CalculatorCompare Square's online, in-person, manually entered and invoice rates across the Free, Plus and Premium plans.PayPal Fee CalculatorSee PayPal's fee on any sale by payment method, add international and currency-conversion rates, or work backward from the amount you need to receive.Stripe Fee CalculatorWork out Stripe's fee on a card sale, add international and currency-conversion rates, or find the price that nets you a target amount.Credit Card Surcharge CalculatorFind the surcharge that fully covers your card fee, checked against the 3% network cap and your state's rule.

Want this builtinto your store?

I'm Emmanuel, a Shopify and WooCommerce developer. If this tool pointed at something you'd rather have fixed for you (a faster store, cleaner product data, a migration, a custom feature), send me a note.

Emmanuel Asika

Emmanuel Asika

Shopify & WooCommerce developer, Dublin

I build and fix online stores: new builds, migrations, speed, SEO and the custom bits apps can't do.

hello@emmanuelasika.com
See my work

Last reviewed 30 September 2026.

Sources: Cash App: Cash App for Business fees · NerdWallet: Cash App Business account review