Stripe Fee Calculator

Work out Stripe's fee on a card sale, add international and currency-conversion rates, or find the price that nets you a target amount.

Your numbers

Sale

Calculate

Sale amount

How the card is charged

Manually entered (keyed) cards, such as phone orders, cost more because Stripe carries more fraud risk without the card present.

International

Card was issued outside the US

Adds 1.5%.

Payment needs currency conversion

Adds 1%.

Your result · updates as you type

Stripe fee

$1.75

3.5% of a $50.00 sale. You're paid out $48.25.

Rate charged: 2.9% + $0.30
You keep: $48.25
Fee as a share of the sale: 3.5%

These are Stripe's standard US rates. Volume discounts, other countries and non-card methods (ACH, wallets) have their own pricing on stripe.com/pricing.

Fee at this sale amount

Online card

$1.75

Manually entered

$2.00

+ International card

$2.50

+ Currency conversion

$2.25

Breakdown

Sale amount: $50.00
Online card (2.9% + $0.30): −$1.75
Total Stripe fee: −$1.75
You receive: $48.25

Stripe's US card rates

Stripe's headline US rate is 2.9% + $0.30 for an online card charge. A card typed in manually, such as a phone order, costs more (3.4% + $0.30) because there's no chip or tap to prove the card was present.

Fee = sale amount × rate + $0.30

Example: the default numbers ($50 online card)

Sale amount: $50.00
Stripe fee: 50 × 2.9% + $0.30 = $1.75

The fee is $1.75 (3.5% of the sale), so you're paid out $48.25.

International cards add 1.5%, and a payment that needs currency conversion adds another 1%, on top of the base card rate. Both toggles stack.

Pricing to net a target amount

Switch to Price to net an amount to gross up a charge, so Stripe's fee comes out of the buyer's payment rather than a fixed price you've already quoted.

Amount to charge = (target + $0.30) ÷ (1 − rate)

What the standard rate leaves out

Volume discounts and other countries have their own pricing. This calculator is US-only: check stripe.com/pricing for your account's country.
Non-card methods (ACH, wallets, Buy Now Pay Later) have separate rates, not covered here.
Disputes carry a flat fee, currently $15, charged whether you win or lose. See the chargeback cost calculator.

Questions people ask

What is Stripe's standard fee?

2.9% + $0.30 per successful US online card charge. Manually entered cards are 3.4% + $0.30.

Does Stripe charge more for international cards?

Yes, Stripe adds 1.5% for a card issued outside the US, and a further 1% if the payment needs currency conversion.

Is Stripe cheaper than PayPal?

For online card sales, yes: Stripe's 2.9% + $0.30 beats PayPal Checkout's 3.49% + $0.49 and card fields' 2.99% + $0.49. Compare your own mix with the PayPal vs Stripe calculator.

How much is Stripe's dispute fee?

$15 per dispute in the US, and it isn't refunded even if you win the case.

Last reviewed 30 September 2026.

Sources: Stripe: Pricing · Stripe Support: Manually entered card payments